What is OS-HELP?
OS-HELP (opens an external site) is a Commonwealth Government-funded loan scheme designed to assist you to pay for overseas study and other course-related opportunities whilst at university in Australia.
OS-HELP loans are indexed, and need to be paid back to the Commonwealth after the completion of your studies via the Australian Taxation Office (ATO) along with your HECS-HELP debt.
Loan amounts outside Asia
If you are travelling outside of Asia, you can choose to apply for one out of the following three loan amounts.
|LOAN Option||2018 loan amount|
Loan amounts in Asia
If you are travelling to Asia, you can choose one out of the following loan amounts, in addition to an optional Asian language supplementary loan (conditions apply).
|loan option||2018 loan amount||2018 optional language supplementary loan|
Asian language training – supplementary OS-HELP loan
If you want to apply for a supplementary OS-HELP loan to cover the costs of a language training course before you begin your program:
- The language course must be taken in preparation for study in Asia (you may not apply if you have already finished your study overseas)
- The language study may not be credited towards your current UTS degree
- The language loans must be used in conjunction with regular OS-HELP loans
- The language you wish to study must be spoken in your destination country (e.g. Mandarin or Cantonese would be acceptable for Hong Kong, but Thai would not be).
- The language level must be suitable for your skills and experience
- You must be an Australian citizen or permanent humanitarian visa holder or New Zealand Special Category Visa holder (must reside in Australia at the time of application and meet the long-term residency requirements)
- You may not have received an OS-HELP loan on more than one other occasion. (You can apply for a maximum of two OS-HELP loans in a lifetime)
- If you are applying for a second OS-HELP loan, the commencement date of the program must be at least 6 months and 1 day apart from the commencement date of your first OS-HELP loan and for New Zealand Special Category Visa Holder, you must be resident in Australia at the time of second OS-HELP loan application
- You are currently enrolled in an undergraduate or postgraduate degree at UTS as a Commonwealth supported student
- You have successfully completed 48 credit points of study towards your current UTS degree (also required for postgraduate students)
- You will have at least 6 credit points remaining to complete in your current UTS degree upon return from the overseas experience
- You will be undertaking full time study overseas which will count towards the course requirements for the UTS program of study in which you are enrolled. For example, you may be eligible if you will undertake an In-Country Study experience, a Global Exchange session, or other overseas study experience, counting toward your degree.
- You must have a valid tax file number
Additional Criteria for short-term international study programs
For short-term international study programs, (other than semester length exchange and study abroad programs) a full-time load is calculated by a formula that takes account of both the credit points and the length of time of the overseas study. Travel dates to and from, and the start dates of the study program are not included in the calculation.
As a general guide, at UTS the following are regarded as full-time study loads for short term program OS-HELP purposes:
- 6 credit points subject – no more than 4 weeks of overseas study
- 8 credit points subject – no more than 5 weeks of overseas study
- 12 credit points subject – no more than 8 weeks of overseas study
- 18 credit points subject – no more than 12 weeks of overseas study
Note: OS-HELP loans cannot be applied retroactively i.e. after you have returned from your study period overseas. You may apply for OS-HELP loans in addition to and irrespective of other scholarships and grants administered by UTS.
How to apply
- If you will be travelling for one teaching session or more, refer to the OS HELP instructions for Global Exchange and In-Country Study.
- If you will be travelling for fewer than 6 weeks, please refer to the OS HELP instructions for BUiLD and short term programs.
OSHELP applications for Global Exchange and In-country Study
You must attend an OS-HELP loan application workshop in order to apply for an OS-HELP loan. A link to the online application form will be provided during the workshop.
The workshop for students who are going on Exchange in Spring 2018 will be available in April and May. You will be contacted nearer the time once registration to attend has opened.
Loan payments: If your application is approved you will be paid by the end of Autumn or Spring session.
For further enquiries contact Study Abroad and Exchange.
OSHELP applications for BUiLD and short term programs
You must register to attend an OS-HELP loan application workshop in order to apply for an OS-HELP loan. A link to the online application form will be provided during the workshop.
Register now to attend a workshop.
The BUiLD team will inform you after your application has been assessed.
Loan payments: If your application is approved you will be paid within two weeks of the lodgement date. Keep in mind the application will not be assessed until 3 months before your program commencement date.
For further enquiries contact the BUiLD team.