US citizens and eligible non-citizens can apply to study at UTS under the US Financial Aid Loan scheme. UTS is certified by the US Education Department to approve US Federal Financial Aid under the William D. Ford Direct Loan (Direct Loan) Program for eligible students.
Please note that the lodgement of UTS Application for US Financial Aid and all related application documents (opens an external site) must be completed no later than 4 weeks before the commencement of every session. An incomplete application will delay processing and late applications may not be accepted.
Fund will be disbursed in the 2nd week of each session.
For 1st year 1st time undergraduate borrowers, 1st disbursement of fund will be 30 calendar days after the commencement of your session.
If you commence a degree in Spring session or you have only 1 session to complete your degree, your 2nd disbursement will be scheduled in the middle of the session.
The US government and UTS consider the student's programs, study load, cost of attendance, and dependency status when determining eligibility.
Please note that Nursing degrees, Graduate Diplomas and Graduate Certificates are ineligible.
Programs offered by online, telecommunication or distance delivery in whole or part are ineligible.
Federal Stafford loans, Parent PLUS loans, Grad PLUS loans
Apply for a loan
Steps in applying for and obtaining US Financial Aid
Maintain loan status
Satisfactory Academic Progress (SAP), Leave of Absence (LOA), withdrawals
Exit Financial Aid counselling, exit processing and repayment options
Glossary and acronyms
UTS information and disclosures
Information about studying at UTS, safety and wellbeing and student rights and responsibilities
Other Sources for financing your education
While scholarships through UTS are limited, students are encouraged to investigate all options. Private scholarships are available through many organisations. You are encouraged to visit the FinAid website (opens an external site), the College board website (opens an external site) or other scholarship websites to view the options available.
US Private Loans Private education loans are available from non-government lenders and approval is based on credit history. Currently, Sallie Mae (opens an external site) is the only lender offering private education loans to students studying outside of the US. Please refer to their website for specific details about the loans. US students can use private education loans to borrow the difference between the maximum Cost of Attendance (COA) and any Federal (Direct Loan) or other loans/scholarships offered.
UTS strongly recommends that students seek information and advice before taking a private loan.