International students in Australia on a student visa are required, as a condition of their visa, to maintain valid health insurance. In most cases this means maintaining Overseas Student Health Cover (OSHC). Students from Belgium, Norway and Sweden who have health cover in their home countries may be exempt from OSHC. Please visit the Department of Home Affairs' website (opens an external site) for further information.
The OSHC covers emergency medical attention through the public health system. It does not include physiotherapy, optical or dental care, the cost of admission to a private hospital, pre-existing medical conditions or non-emergency ambulance service. Extra insurance is available to cover these possible additional expenses.
You are responsible for arranging OSHC for yourself and any accompanying family members for the full duration of your student visa. The costs of cover may differ between insurers and the plan you choose. You are responsible for paying any additional charges required by your health insurer to ensure you have adequate health cover while in Australia on a student visa. Visit the Department of Home Affairs' website (opens an external site) for further information.
You can visit Medibank (opens an external site) to arrange your OSHC for visa length coverage.
The premium for Medibank Private OSHC as of May 2019 is:
- Single student cover (7 months) - A$350
- Single student cover (14 months) - A$708
- Single student cover (7 months) - A$301
- Single student cover (14 months) - A$605.80