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http://studyassist.gov.au/sites/studyassist/helpfulresources/pages/faqs-nz (opens external site)
If you need to borrow a larger amount, you may wish to seek a loan from a financial institution. Credit Unions and banks offer loans of various terms and types (opens an external site) including possible deferred payment options.
Mozo (opens an external site) offers a comparison of loans currently advertised on the market- remember to check the interest rates and repayment arrangements carefully.