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Loans and payments

In addition to the scholarships and grants on offer, you can apply for a loan to help you with the cost of going on exchange. You may also be eligible for Centrelink payments.  

OS-HELP loans

OS-HELP is an Australian Commonwealth Government-funded loan scheme that assists eligible students to undertake some of their Australian course of study overseas. Students may receive one loan per six-month study period for one or two overseas study periods.

View the full terms and conditions for OS-HELP loans.

OS-HELP loans – study in Asia

If you choose to study in Asia, you can apply for a higher loan amount and access loans for Asian language courses (not for credit) that will help you prepare to live and study in your destination country.

View the full terms and conditions for OS-HELP loans for study in Asia.

Centrelink payments

Full-time students who are going on exchange may be eligible for Centrelink payments. At the pre-departure workshop, UTS International will give you a letter that verifies your planned exchange session. You will need to take this letter to your local Centrelink office to have your eligibility assessed. Find your local Centrelink office (opens an external site).

Scholarships and grants

You can also apply for a range of scholarships and grants to help you with the cost of going on exchange.